Is self-custody realistic for average users?
Everyone says “not your keys not your coins” but honestly most people I know are scared of losing seed phrases. Is there a middle ground in 2026 that’s still self-custody but idiot-proof?
4 vues

Everyone says “not your keys not your coins” but honestly most people I know are scared of losing seed phrases. Is there a middle ground in 2026 that’s still self-custody but idiot-proof?
Full self-custody with seed phrases is still intimidating for non-tech people - one typo and it’s gone forever. The middle ground that’s gaining traction is wallets with social recovery, multi-sig lite, or cloud-encrypted backups that still keep you in control without single point of failure. Some also add spending features so you actually use what you hold. I use one that balances security with usability - recovery options if phone dies, but no third party holds funds. Been reliable for over a year: https://plumex.io/ - they talk about their security approach and why it’s safer than pure hot wallets yet easier than raw seed management. Feels like the sweet spot for average users who want control without constant paranoia.